The simple answer is, yes. At AutoWinnipeg, we work with your credit history and your approval from our lenders. However, our main focus is to help you rebuild your credit. This may result in our step-stone process. Our first step is securing financing on a reliable, budget friendly vehicle. After 12 to 18 months of regular payments, the next step is to get you approved at a much lower interest rate. This gives you significantly more buying power in selecting from a wider range of vehicles. Our step-stone process has worked for a majority of our clients, who have been able to rebuild their credit and drive the vehicle they want.